At Emerald Dental Care we are committed to ensuring that our patients are given the best dental treatment and that oral health is maintained. We are pleased to offer in- office treatment financing. We realize life cannot always be predicted, and expenses can be high. Interest-free payment options are provided to ensure all patients can obtain and maintain their oral health. Please contact us for further information and to get started on your journey to optimal oral health.

Interest-Free Financing through Health Smart Financial Services™

You and your family’s health is important to us and to further assist in managing the treatment expenditure (s) we now offer 0% financing to our patients!


The process is fast and straightforward. We just need a couple of minutes to make the on-line application when you are in the clinic for your approval, and then we can put the financing through immediately after that. See the sample payment chart below for approximate monthly payment amounts.


  • Quick & Easy Approval process
  • Affordable minimum monthly payments
  • One Stop Shopping
  • Instant approvals while at your clinic
  • You can use your approved amount for the entire family

“Health Smart Financial, your interest-free client health finance system.”


No Interest Equal Payment Program
Amount Financed 6months 12months Interest Rate
$1,000.00 $166.67 $83.33 0% *
$2,000.00 $333.33 $166.67 0% *
$3,000.00 $500.00 $250.00 0% *
$4,000.00 $666.67 $333.33 0% *
$6,000.00 $1,000.00 $500.00 0% *
$8,000.00 $1,333.33 $666.67 0% *


*Processing Fee (PF) of $ 5.00 per month for the length of the agreement and shown as Annual Percentage Rate (APR) e.g. $3,000.00 over 12 months has a PF of $ 59.95 (2.0% APR) + interest charges of $ 0.00. Therefore total costs and principal are $3,059.95.

Our Partners

Book an Appointment or Consultation with our dentists in Thornhill.

Looking for an appointment, a second opinion or to see a specialist? We provide full service dentistry, no referral required. We are always accepting new patients in our Thornhill Clinic!